Tips for Transitioning to a High Deductible Health Plan (HDHP)

As medical costs continue to rise, many employers have begun transitioning to High Deductible Health Plans (HDHPs). In fact, 83% of large employers in the U.S. planned to offer a consumer-driven health plan in 2016.1 While this transition may feel … Continue reading

Understanding the Importance of Disability Insurance

There is a strong probability that one of your employees may need to go on leave because of a disabling illness or injury. In fact, one in four workers entering the work force today will become disabled before retiring.1 While … Continue reading

Common Reasons Employees Don’t Elect Disability Insurance

You may understand the importance of Disability Income Insurance* but you may be asking: Why aren’t more employees taking advantage of it? There are myriad reasons why employees aren’t electing the coverage. We spoke with some of our Account Managers … Continue reading

Is Your Section 125 Plan Compliant?

A Section 125 Plan is a great program that allows employees to purchase certain eligible benefits on a pre-tax basis. Regularly reviewing your plan to ensure it is compliant with Internal Revenue Code (IRC) regulations will help it remain a … Continue reading

How Supplemental Benefits Can Help Offset Gaps in Medical Plans

With rising deductibles and larger gaps in coverage, supplemental benefits can provide financial relief for both you and your employees. Every year, employees are paying more in premiums, co-pays, and deductibles. All of this can lead to an additional workplace … Continue reading

457(b) Plan Administration Now Available to Education Employers

Today, it’s more important than ever to help your employees plan for retirement. Offering multiple retirement plan options can help you attract and retain quality employees. You may already have a 403(b) Plan in your suite of employee benefit offerings. … Continue reading

Benefits of a Dependent Verification Review

Enrollment times can be hectic, and it’s easy to forget there are steps you can take during this time which can help you both manage costs and maintain compliance with federal law. One of those steps is a Dependent Verification … Continue reading

Guidelines for Salary Reduction Agreements

To keep your 403(b) and 457(b) plans in compliance, your third party administrator should monitor contribution limits for each participating employee. Part of this monitoring involves salary reduction agreements which is an agreement between the employee and employer that allows … Continue reading

Life Insurance Product Update

Fewer Health Questions, Extended Coverage, Additional Benefits American Fidelity Assurance Company’s life insurance has been updated to better serve our customers. We have made it easier for your employees to obtain coverage, extended the coverage period of our Whole Life … Continue reading

Health Savings Account Management Simplified!

AFHSA.COM has made it even simpler to manage healthcare expenses. American Fidelity Assurance Company’s newly-designed Health Savings Account website was developed with you and your employees in mind. Visit to find enhanced functionality, access to helpful resources and tools, … Continue reading