Help Your Employees Choose a Life Insurance Policy

Knowing the difference between individual life insurance options can help you guide your employees to choose the right policy for their life situation. Though there are few differences between term life and whole life policies, those differences can have a … Continue reading

Do your employees understand their benefits?

You don’t know what you don’t know. That common adage is true for benefits enrollment. The simplest way to avoid confusion is to ask the right questions up front, during enrollment. But for an employee who doesn’t know what they … Continue reading

Do Employers Still Have to Comply with the Affordable Care Act?

A number of employers and individuals are asking whether they still need to comply with the Patient Protection and Affordable Care Act (ACA)’s Employer and Individual Mandates and associated information reporting requirements. The answer is YES – the ACA remains … Continue reading

HSA Mistakes to Avoid: Spouse Rules

The Internal Revenue Service (IRS) has special rules regarding Health Savings Accounts (HSA) and how they should be managed. Rules for married spouses can be confusing, especially if spouses have more than one reimbursement account, or if they work for … Continue reading

Retirement Realities: Understanding Social Security Benefits

There are many factors that can blindside retirees if they’re not fully educated on how to prepare for retirement. One important factor is understanding how Social Security benefits work and what benefits your employees can expect to receive. If your … Continue reading

Introducing AFQuickClaims™ from American Fidelity

For many businesses, employees are the greatest asset. At American Fidelity, we know that healthy employees can positively affect your bottom line. That’s why many of our supplemental insurance policies offer wellness benefits that policyholders can file a claim for … Continue reading

HSA Mistakes to Avoid: Other Reimbursement Accounts

Whether your organization is transitioning to a qualified High Deductible Health Plan (HDHP), or you offer both traditional medical plans and HDHPs, it’s important to understand the rules about Health Savings Accounts (HSA) and other medical reimbursement accounts. Specifically, there … Continue reading

Announcement: New Insurance Product Billing Cycle

Working to make things clear and simple for our customers is always a focus at American Fidelity Assurance Company. With that in mind, we have some good news. To better align with the timing of your organization’s payroll deductions, we’re … Continue reading

Form 5500 F.A.Q.s

The Form 5500 is an annual return/report required under Employee Retirement Income Security Act of 1974 (ERISA) for employers with 100 or more participants in employee benefit plans covered by ERISA. Completing the Form 5500, as well as any required … Continue reading

New AFmobile® Features Released

American Fidelity’s mobile app, AFmobile® has released new features to make managing insurance benefits and annuities even easier. Premium Amounts and Policy Information Policyholders can now see monthly insurance premiums on the app home dashboard. Once an insurance product is … Continue reading