IRS To Begin Issuing ACA Penalty Notices

New IRS guidance signals that enforcement of the Patient Protection and Affordable Care Act (ACA) is just around the corner. The IRS recently updated its online Questions and Answers on Employer Shared Responsibility Provisions Under the Affordable Care Act. In … Continue reading

Deductible Management: How Accident Insurance Can Help

As healthcare costs continue to rise, many employers have implemented changes to their benefit offerings. In many instances, those changes include switching to a High Deductible Health Plan, or HDHP. While these types of plans are attractive to employers due … Continue reading

“My employees need help understanding their benefits.”

Do you ever think to yourself, “I don’t tell my employees how to insure their home or car. Why is it my responsibility to tell them how to insure their health?” Well, if you don’t think it, Che Yi does. … Continue reading

Baby Boomers – Generational Buying Trends

Buying power and trends in insurance consumption differ depending on generation, as they have varying views on what’s important to them and what they’re most likely to spend money on. Millennials may have the lead in population, but baby boomers … Continue reading

Retirement Realities: Planning for Health Coverage

Some soon-to-be retirees may assume that Medicare will cover all their medical costs after retirement. What they may not realize is Medicare only covers specific services and there will likely be some additional medical expenses incurred such as dental, vision, … Continue reading

One Minute Education: Disability Insurance

If a disabling injury or sickness has happened to one of your employees, you already know how difficult it can be to find your responsibility. You want to help financially, but where do you draw the line? While no one … Continue reading

The Basics of the FMLA

Enacted during President Clinton’s first term, the Family and Medical Leave Act of 1993 (FMLA) provides workers job protection when taking leave for certain qualified family and medical reasons. The law gives employees the right to take unpaid leave for … Continue reading

One Minute Education: Cancer Insurance

People are on the move more than ever. From demanding work hours and over-filled schedules, spare time isn’t a reality for many. So, it’s no surprise that when it comes to employee benefits, consumers often don’t take the time to … Continue reading

HSA Mistakes to Avoid: Dependent Rules

If you offer a High Deductible Health Plan (HDHP) that qualifies for use with a Health Savings Account (HSA) (qualified HDHP), your employees can open an HSA to save for medical expenses with pre-tax dollars. These funds can be used … Continue reading

Help Your Employees Choose a Life Insurance Policy

Knowing the difference between individual life insurance options can help you guide your employees to choose the right policy for their life situation. Though there are few differences between term life and whole life policies, those differences can have a … Continue reading